3B Report & Vantage Scores® 3.0
as of
Credit Scores
TransUnion®
Experian®
Equifax®
Personal Information
This information includes your legal name, current and previous addresses, employment history, and other details.
TransUnion
Experian
Equifax
Name
Also Known As
Date of Birth
Current Address
san diego, ca 92103
poway, ca 920641459
Previous Address
san diego, ca 921032110301 w washington st unit 150666
san diego, ca 921031930
Employer
Credit Report Date
Consumer Statement
Summary
Below is an overview of your present and past credit status including open and closed accounts and balance information.
TransUnion
Experian
Equifax
Total Accounts
Open Accounts
Closed Accounts
Delinquent
Derogatory
Balances
Payments
Public Records
Inquiries (2 Years)
Credit Utilization
The amount of credit you’re currently using across 4 revolving accounts.
TransUnion®
$4,130
$36,700
11%
Experian®
$4,130
$25,500
16%
Equifax®
——
——
——
Positive Accounts 16
Below are the details of accounts you’ve opened in the past.
BRCLYSBANK 900030****
Closed
Installment Loans
AMEX 349992****
Closed
Bank
AQUA FINANCE INC 910163***
Open
Finance
AMEX 349992****
Closed
Bank
MERCEDES BENZ FINANCIA 500207****
Closed
Auto
BANK OF AMERICA, N.A. 650100****
Closed
Bank
TBOM/ATLS/FORTIVA 765650****
Open
Credit Card
High Utilization
High Utilization
AMEX/CBNA 377481****
Closed
Credit Card
DISCOVERCARD 601100****
Open
Credit Card
CITICARDS CBNA 542418****
Open
Credit Card
CITICARDS CBNA 542418****
Closed
Credit Card
DISCOVERC 601100****
Closed
Credit Card
CAPITAL ONE 430023****
Closed
Credit Card
CREDIT ONE BANK NA 444796****
Closed
Credit Card
BARCLAYS BANK DELAWARE 000288****
Closed
Credit Card
AMEX 349992****
Closed
Credit Card
Negative Accounts 4
Below are the details of accounts you’ve opened in the past.
THD/CBNA 603532****
Closed
Retail
Late Payment
Late Payment
CAPITAL ONE 415417****
Closed
Credit Card
Late Payment
Late Payment
BARCLAYS BANK DELAWARE 000308****
Open
Credit Card
Late Payment
High Utilization
Late Payment
High Utilization
AMEX 349992****
Closed
Credit Card
Late Payment
Late Payment
Accounts
Below are the details of accounts you've opened in the past.
Revolving Accounts
THD/CBNA
Retail
Negative
Closed
Late Payment
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Credit card lost or stolen.
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
TBOM/ATLS/FORTIVA
Credit Card
Positive
Open
High Utilization
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Utilization
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
AMEX/CBNA
Credit Card
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
CAPITAL ONE
Credit Card
Negative
Closed
Late Payment
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Dispute resolved; reported by grantor
Unpaid balance reported as a loss by the credit grantor.
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
30
60
90
120
150
150
CO
CO
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
DISCOVERCARD
Credit Card
Positive
Open
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Utilization
Payment History - Last 2 Years
None Reported
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
CITICARDS CBNA
Credit Card
Positive
Open
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Utilization
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
BARCLAYS BANK DELAWARE
Credit Card
Negative
Open
Late Payment
High Utilization
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Utilization
Payment History - Last 2 Years
30
30
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
CITICARDS CBNA
Credit Card
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
DISCOVERC
Credit Card
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
CAPITAL ONE
Credit Card
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
CREDIT ONE BANK NA
Credit Card
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
BARCLAYS BANK DELAWARE
Credit Card
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
Installment Accounts
BRCLYSBANK
Installment Loans
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
AMEX
Bank
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
AQUA FINANCE INC
Finance
Positive
Open
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
AMEX
Bank
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
MERCEDES BENZ FINANCIA
Auto
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
BANK OF AMERICA, N.A.
Bank
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
Other Accounts
AMEX
Credit Card
Positive
Closed
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
AMEX
Credit Card
Negative
Closed
Late Payment
TransUnion
Experian
Equifax
Account Number
High Balance
Last Verified
Date of Last Activity
Date Reported
Date Opened
Balance Owed
Closed Date
Account Rating
Account Description
Dispute Status
Creditor Type
Account Status
Payment Status
Creditor Remarks
Payment Amount
Last Payment
Term Length
Past Due Amount
Account Type
Payment Frequency
Credit Limit
Payment History - Last 2 Years
30
30
60
None Reported
Unknown
Current
30
30 Days
Late
60
60 Days
Late
90
90 Days
Late
120
120 Days
Late
150
150 Days
Late
180
180 Days
Late
PP
Payment
Plan
RP
Repossession
Foreclosure
CO
Charge-off
Days Late - Last 7 Years
Public Records
Below is an overview of your public records and can include details of bankruptcy, court records, tax liens, and other monetary judgments. Public records typically remain on your Credit Report for 7-10 years.
None Reported
Inquiries
Below are the names of people and/or organizations who have obtained a copy of your Credit Report. Inquiries such as these can remain on your credit file for up to two years. Review each inquiry to confirm that you authorized it.
None Reported
Creditor Contacts
Information about how to contact people and/or organizations that appear on this credit report is listed below.
DISCOVER CARD
PO BOX 30939
SALT LAKE CITY, UT 84130
800-347-2683
CITICARDS CBNA
PO BOX 6217
SIOUX FALLS, SD 57117
BANK OF AMERICA NA
PO BOX 45144
JACKSONVILLE, FL 32231
800-215-6195
CREDIT ONE BANK
PO BOX 98872
LAS VEGAS, NV 89193
877-825-3242
AQUA FINANCE INC
1 CORPORATE COVE SUITE 300
WAUSAU, WI 54401
715-848-5425
AMEX/CITIBANK, N.A.
PO BOX 6789
SIOUX FALLS, SD 57117
TBOM/FORTIVA
POB 105555
ATLANTA, GA 30348
800-710-2961
AMERICAN EXPRESS
P.O. BOX 981537
EL PASO, TX 79998
800-874-2717
AMERICAN EXPRESS
P.O. BOX 981537
EL PASO, TX 79998
800-874-2717
BARCLAYS BANK DELAWARE
P.O. BOX 8803
WILMINGTON, DE 19899
866-951-1416
BARCLAYS BANK DELAWARE
P.O. BOX 8803
WILMINGTON, DE 19899
888-232-0780
CAPITAL ONE
PO BOX 31293
SALT LAKE CITY, UT 84131
800-955-7070
MERCEDES-BENZ FINANCIAL
P.O. BOX 961
ROANOKE, TX 76262
THD/CBNA
PO BOX 6497
SIOUX FALLS, SD 57117
800-950-5114
TBOM/ATLS/FORTIVA
PO BOX 105555
ATLANTA, GA 30348
MERCEDES BENZ FINANCIA
36455 CORPORATE DR
FARMINGTON HILLS, MI 48331
DISCOVERC
PO BOX 30939
SALT LAKE CITY, UT 84130
800-347-2683
CREDIT ONE BANK NA
PO BOX 98875
LAS VEGAS, NV 89193
702-269-1000
CITICARDS CBNA
PO BOX 6241
SIOUX FALLS, SD 57117
800-950-5114
CAPITAL ONE
PO BOX 31293
SALT LAKE CITY, UT 84131
800-955-7070
CAPITAL ONE
PO BOX 31293
SALT LAKE CITY, UT 84131
800-955-7070
BRCLYSBANK
125 S WEST ST
WILMINGTON, DE 19801
866-951-1416
BARCLAYS BANK DELAWARE
PO BOX 8803
WILMINGTON, DE 19899
888-232-0780
BANK OF AMERICA, N.A.
4909 SAVARESE CIR
TAMPA, FL 33634
800-669-6607
AQUA FINANCE INC
1 CORP DR STE 300
WAUSAU, WI 54401
715-848-5425
AMEX/CBNA
9111 DUKE BLVD
MASON, OH 45040
800-243-6552
AMEX
PO BOX 297871
FORT LAUDERDALE, FL 33329
800-874-2717
AMEX
PO BOX 297871
FORT LAUDERDALE, FL 33329
800-874-2717